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A Home Purchase Is Personal. So Is My Approach.

MEET CHRISTIAN KYRIAZIS

Buying a home changes more than your address. I take the responsibility of helping you through that seriously.

I’ve Built My Career on Working Things Out

For nearly a decade in technical marketing and leadership, companies relied on me to build systems, solve problems, and flag risks. That habit carries into real estate: investigate carefully, explain what matters, and bring you options.

You’ll Know What I Think, and Why

I believe good advice should leave you better informed. I’ll explain my recommendations, flag concerns, and help you weigh the alternatives. If that means passing on a home or taking more time, I’ll say so. The decision is yours.

I Stay on Top of What Comes Next

You’ll work directly with me. I’ll track deadlines, follow up on outstanding questions, and keep you informed about what needs your attention. You should feel supported throughout the purchase, with someone actively keeping things moving.

You Can Call Me After You Get the Keys

Our relationship continues after possession. I’ll check in throughout the year, and you can reach out with questions about your home or for a second opinion. Being part of the Call YEG Home community means having a resource you can come back to.

Mortgage Calculator

SEE WHAT YOUR MORTGAGE PAYMENTS COULD BE

Mortgage Summary

This calculator is for information purposes only. Users should not use this calculator to make any financial decisions and should speak with their bank or mortgage broker. The website owner does not guarantee the accuracy or reliability of any information or calculations provided by this calculator. The website owner is not liable for loss or damage of any kind arising from the use of this tool.

More Choice. More Time to Compare

SEPTEMBER 2026 · CITY OF EDMONTON

Edmonton had more homes available and fewer sales than a year earlier. Homes that sold spent an average of 46 days on the market, up from 40 last September.

For buyers, that creates more opportunity to compare properties and question the asking price. We’ll look at recent comparable sales, competing listings, and the home’s history to decide what’s worth offering, and which terms to negotiate. A desirable home can still move quickly, so we’ll judge the property in front of us.

Source: REALTORS® Association of Edmonton, September 2026 residential statistics. All residential property types; City of Edmonton.

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Your Questions, Answered

BEFORE WE TALK

Do I Pay a Fee to Use a Buyer’s Agent?

Usually, the seller pays the commission, including the portion paid to your buyer’s brokerage. You typically won’t pay a separate agent fee out of pocket.

A common buyer’s brokerage commission in Edmonton is 3.5% on the first $100,000 and 1.5% on the remaining purchase price, plus GST. On a $500,000 home, that’s $9,500 plus GST, typically covered through the seller-paid commission.

Fees are negotiable. I’ll explain our agreement and any potential cost to you before you sign, and confirm the arrangement for each home before you make an offer.

How Much Do I Need for a Down Payment?

For an eligible home you’ll live in, the minimum is 5% on the first $500,000 and 10% on the portion above that, for purchases under $1.5 million. At $1.5 million or more, the minimum is 20%.

For example, on a $500,000 home, 5% is $25,000, 10% is $50,000, and 20% is $100,000.

With less than 20% down, mortgage default insurance is generally required. Closing costs are additional, and your lender will confirm what you qualify for.

What Other Costs Should I Budget For?

Beyond your down payment, plan for legal fees, a home inspection, land title and mortgage registration, property-tax adjustments, and moving costs.

On a $500,000 property, Alberta’s basic land transfer registration charge is $550. Mortgage registration is additional and depends on the amount registered. Legal and inspection costs vary by provider; we’ll identify what applies to your purchase so you can get accurate quotes.

For a condo or new build, we’ll also check costs such as document review fees or applicable GST.

Should I Get Pre-Approved Before Looking at Homes?

Yes. A lender or mortgage broker can review your income, debts, and down payment to establish a realistic price range. That makes your search more focused and helps you prepare to act when a home interests you.

You can contact me while that’s underway. Pre-approval doesn’t guarantee final financing: your lender must also approve the property and confirm your financial circumstances.

Can You Help Me Buy a Home Listed by Another Agent?

Yes. Send me the listing, and I can arrange a showing, investigate your questions, and help you assess the asking price. Your search can include properties listed by other agents and brokerages.

The listing agent represents the seller. Having your own buyer’s agent gives you someone working on your behalf, from evaluating the home through negotiating the purchase.

What Happens During Our First Conversation?

We’ll talk about what you’re looking for, your budget, and your timing. Bring any listings you’re considering and questions you want answered.

I’ll explain how I can help, how fees and representation work, and what needs to happen next. Whether you’re narrowing your search or ready to book showings, we’ll start where you are.

Let’s Talk About Your Search

TALK WITH CHRISTIAN

Have a home in mind? Questions about price, timing, or where to start? Tell me what you’re working through. I’ll get back to you with answers and we’ll work out how I can help.

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Still Comparing Agents?

Know what to ask about service, communication and fees before choosing your REALTOR®.

Call YEG Home guide: Before You Hire an Edmonton REALTOR®, Ask This
Data last updated on November 13, 2026 at 07:47 PM (UTC).
Copyright 2026 by the REALTORS® Association of Edmonton. All Rights Reserved.
Data is deemed reliable but is not guaranteed accurate by the REALTORS® Association of Edmonton.
The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.